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Credit Reporting Agencies

Federal law regulates private companies that collect and distribute credit information on you. For information on your rights and the credit reporting agency’s obligations under the Fair Credit Reporting Act, go to the Federal Trade Commission's website on FCRA here. You can contact the three major American credit reporting agencies directly at:

Equifax 800.685.1111
www.equifax.com

TransUnion 800.916.8800
www.transunion.com

Experian 888.397.3742
www.experian.com

Beginning in June 2005, you can obtain copies of your own credit history through a national clearinghouse website, www.annualcreditreport.com, or by calling 877.322.8228.